Straightforward monthly plans

Start at the level that fits your operations.

Choose a core plan, then discuss any optional capabilities or integrations your organization needs. All prices are shown in Kenya shillings.

Tier 1

Flexible start

For smaller organizations that want to digitize core member and financial activity.

KES 50 / active member / month
  • Core member management
  • Loans and savings workflows
  • Unlimited deposits and savings records
  • Azina365 Wallet integration
  • Up to 50 free SMS units monthly
Create Tier 1 account

Tier 3

Advanced control

For established teams that need reconciliation, advanced reporting and member access.

KES 25,000 / month
  • Everything in Tier 2
  • Bank reconciliation
  • Applicable SASRA-focused reports
  • Member self-service portal
  • Up to 100 free SMS units monthly
Create Tier 3 account

Plan suitability, integration readiness and any setup requirements are confirmed during onboarding.

Compare plans

See the most important differences at a glance.

Some integrations and specialized workflows require configuration and may carry additional charges.

CapabilityTier 1Tier 2Tier 3
Member managementIncludedIncludedIncluded
Savings and depositsIncludedIncludedIncluded
Loan managementIncludedIncludedIncluded
M-Pesa C2BOn requestIncludedIncluded
AccountingIncludedIncluded
Bank reconciliationIncluded
Member self-service portalOn requestIncluded
Applicable SASRA reportsIncluded
Monthly free SMS unitsUp to 50Up to 80Up to 100

Optional capabilities

Extend the platform as your needs grow.

Optional items are billed separately from the core plan and may require setup.

Mobile application

KES 1,000 / month

Shared USSD

KES 2,500 / month

HR & payroll

KES 2,000 / month

Dividends management

KES 2,000 / month

Salary & deductions

KES 1,000 / month

Specialized setup & training

Quoted after requirements are confirmed.

Pricing questions

What organizations usually ask.

Can we move between tiers?

Yes. Speak with the Azina365 team before changing tiers so feature access, integrations and billing implications can be confirmed.

How does Tier 1 billing work?

Tier 1 is billed at KES 50 per active member per month, making it a flexible starting point for smaller organizations.

Are there setup fees?

Core plan pricing is shown above. Capabilities marked “on request,” specialized integrations, migration work or training may require separately quoted setup services.

Is a trial available?

A 14-day trial may be available for eligible new organizations. Contact the team to confirm the applicable trial and onboarding route.

What happens when we use our free SMS units?

Additional SMS units can be purchased separately. The team can explain available bundles and sender-name options.

Choose with confidence

Not sure which tier fits your organization?

We will walk through your membership size, operational needs and integrations, then recommend an appropriate starting point.